CRCL

Strategic Partnerships & Collaborations

Cluster Description

This cluster groups commitments in which Circle is working closely with external partners—including fintechs, banks, technology providers, and regional players—to expand USDC utility, integrate stablecoins into broader payment systems, and drive cross-border and market-specific innovations.

Commitments

• Partnership with Circle for USDC Transactions – Published 2025-07-28
 – Enable financial institutions to transact in USDC via an integration into FIS’ Money Movement Hub.
• Integration of USYC into Binance’s Trading Environment – Published 2025-07-24
 – Build accessible, capital-efficient offerings by integrating USYC for institutional clients.
• Partnership for Liquidity Enhancement with OKX – Published 2025-07-09
 – Deepen liquidity for USD-to-USDC conversions; also includes educational initiatives and user experience enhancements.
• Strategic Collaboration for Stablecoin Solutions – Published 2025-06-23
 – Jointly explore stablecoin-enabled solutions for financial institutions and merchants in the Fiserv ecosystem, expanding global payment capabilities.
• Innovation and Collaboration Commitment via ADGM Approval – Published 2025-04-29
 – Partner with Hub71 to strengthen fintech innovation in Abu Dhabi while leveraging regulatory approvals.
• Collaboration on Product Innovation with ICE – Published 2025-03-27
 – Explore new products using Circle’s stablecoins USDC and USYC for enhanced capital market use cases.
• Commitment to Japan Market Expansion & Partnership with SBI Holdings – Published 2025-03-24
 – Deepen USDC adoption in Japan by leveraging local partnerships and securing regulatory approval for stablecoin use.
• Partnership with Circle for MiCA-Compliant Stablecoins with Bison Digital Assets – Published 2025-01-13
 – Integrate USDC and EURC into Bison Digital Assets’ operations to offer regulated, compliant digital payment options.
• Strategic Partnership for USDC Adoption with Binance – Published 2024-12-11
 – Collaborate to expand USDC availability across Binance’s products, including integrating USDC into Binance’s corporate treasury.
• Expansion into the Middle East & Partnership with LuLu Financial Holdings – Published 2024-12-10
 – Enter the Middle East and Africa market to facilitate remittances and cross-border payments via USDC.
• Partnership with Circle for USDC Integration with Pockyt – Published 2024-12-05
 – Integrate USDC capabilities into Pockyt’s payment infrastructure to empower thousands of merchants and users.
• Strategic Collaboration on Liquidity Management with Thunes – Published 2024-10-29
 – Enhance stablecoin liquidity for cross-border settlements using USDC, targeting faster and lower-cost transactions.
• Collaboration on Blockchain-Based Customer Loyalty Solutions with HKT – Published 2024-10-29
 – Develop innovative loyalty solutions for merchants in Hong Kong using Circle’s Web3 Services.
• Partnership Expansion for USDC Utility with BVNK – Published 2024-10-17
 – Deep integration of USDC into BVNK’s payment offerings to optimize global business payments while remaining MiCA compliant.
• Integration of Bridged USDC Standard on the Soneium Blockchain – Published 2024-09-16
 – Enable seamless, secure value exchange on Soneium as part of a collaboration that redefines digital finance and entertainment.

Regulatory Compliance & Licensing

Cluster Description

This cluster groups commitments centered on upholding, achieving, or exceeding regulatory standards across different jurisdictions. The focus is on compliance with evolving regulatory frameworks, licensing requirements, and initiatives to enhance the credibility of Circle’s stablecoins globally.

Commitments

• National Trust Charter Application and Regulatory Compliance – Published 2025-06-30
 – Submit an application for a national trust bank to strengthen USDC infrastructure while aligning with emerging U.S. regulations.
• Regulatory Compliance and Approval within DIFC – Published 2025-02-24
 – Achieve approval for USDC and EURC as recognized crypto tokens within DIFC, integrating them into local fintech services.
• Compliance with Canadian and EU Regulatory Requirements – Published 2024-12-04
 – Ensure USDC meets OSC/CSA Value-Referenced Crypto Asset standards, MiCA framework compliance, and secure a Major Payment Institution License in Singapore.
• Commitment to Global Regulatory Standards and AML/CFT Compliance – Published 2024-10-02
 – Uphold robust anti-money laundering measures and maintain required licensing, including participation on key regulatory boards (e.g., IVAN).

Capital Markets, Acquisitions & Financial Transactions

Cluster Description

This cluster captures commitments associated with capital market activities, including raising funds through public offerings, executing greenshoe options, and strategic acquisitions to drive growth and expand Circle’s market presence.

Commitments

• Full Exercise of Greenshoe Option – Published 2025-06-11
 – Successfully close the greenshoe option as part of the IPO process, generating approximately $1.2 billion in gross proceeds.
• Initial Public Offering (IPO) Pricing – Published 2025-06-04
 – Execute an upsized IPO with shares priced at $31.00, including an underwriters’ option for additional shares.
• Launch of Initial Public Offering (IPO) – Published 2025-05-27
 – Initiate a public offering of Class A common stock aimed at raising capital and increasing market visibility.
• Acquisition of Hashnote and Partnership with DRW – Published 2025-01-21
 – Acquire Hashnote (issuer of USYC) and form a strategic partnership with DRW to enhance yield-bearing collateral capabilities and institutional liquidity.

Infrastructure, Technology & Product Innovation

Cluster Description

This cluster comprises commitments focused on advancing Circle’s technological infrastructure, platform capabilities, and product development. Initiatives include developing new protocols, enhancing cross-chain interoperability, expanding payment networks, and investing in new headquarters—all aimed at underpinning a next-generation internet financial system.

Commitments

• Integration of Money Movement Hub with Circle’s Technology – Published 2025-07-28
 – Integrate blockchain-native infrastructure with traditional payment systems to enhance domestic and cross-border stablecoin payments; note that this builds on earlier technology integration efforts.
• Expansion of Internet Platform Infrastructure – Published 2025-07-22
 – Build and enhance Circle’s internet platform infrastructure to power a new era in internet finance.
• Launch of Circle Payments Network (CPN) – Published 2025-04-21
 – Establish a payments network enabling real-time cross-border settlements via regulated stablecoins with a compliance-first approach.
• Launch of Cross-Chain Transfer Protocol V2 (CCTP V2) – Published 2025-03-11
 – Empower developers with CCTP V2 to achieve near-instant USDC transfers across multiple blockchains, improving settlement times and transaction efficiency.
• Integration of Hashnote Tokenized Money Market Fund (TMMF) with USDC – Published 2025-03-13
 – Fully integrate the Hashnote TMMF with USDC to offer seamless connectivity between yield-bearing collateral and digital dollars.
• Integration of Bridged USDC Standard on the Soneium Blockchain – Published 2024-09-16
 – Enable bridged USDC as a primary token for value exchange on Soneium, fostering seamless and borderless transactions.
• Establishment of a New Global Headquarters in New York City – Published 2024-09-13
 – Set up a new headquarters at One World Trade Center to underscore Circle’s commitment to building infrastructure for a global, open financial system.

Financial Inclusion & Social Impact

Cluster Description

This cluster highlights Circle’s commitments aimed at broadening financial access and driving social impact. Through initiatives focused on youth empowerment and global economic inclusion, Circle seeks to extend digital financial services to underserved communities around the world.

Commitments

• Launch of GoodForce Initiative – Published 2024-12-05
 – Empower youth globally by using micro-payments in USDC to incentivize measurable social and environmental impact, with targets to engage over one million young people in the first year.
• Global Impact Report on Financial Inclusion – Published 2024-09-24
 – Advance Circle Impact initiatives that drive financial inclusion and economic opportunity by partnering with organizations across the globe.

Governance & Leadership

Cluster Description

This cluster includes commitments related to strengthening Circle’s leadership, strategic oversight, and board governance. New board appointments and leadership initiatives are aimed at ensuring robust governance to drive innovation and growth.

Commitments

• Appointment of Adam Selipsky to the Board of Directors – Published 2025-07-22
 – Leverage Selipsky’s extensive experience in scaling internet platforms to support Circle’s growth in the digital finance sector.
• Appointment of New Board Member, Bradley Horowitz – Published 2024-09-19
 – Utilize Horowitz’s expertise in technology and mentorship to enhance Circle’s strategic direction and leadership in finance and technology.
• Inaugural Board Appointment on Illicit Virtual Asset Notification (IVAN) Partnership – Published 2024-10-02
 – Secure a three-year board seat to help shape industry-standard practices in combating illicit finance.

Transparency & Financial Reporting

Cluster Description

This cluster brings together commitments centered on maintaining high standards of transparency in financial reporting. By clearly disclosing material information, Circle aims to build trust and ensure investors are well informed.

Commitments

• Commitment to Transparency in Financial Reporting – Published 2025-07-15
 – Clearly disclose material nonpublic information and financial results in compliance with Regulation FD, ensuring timely and accurate reporting to investors.